After assessing your eligibility you may either be offered a loan provided by Zopa or Omni, or a Guarantor Loan from Amigo Loans, whichever one is most suited to you.
The loan you are offered is dependant on your personal credit profile and the lenders will make their decision based on the information you provide to us during the soft search run during our checkout process.
Once you accept the loan offered to you, the lender making the offer will run a final ‘hard search’ credit check, which will leave an imprint on your credit profile.
When the loan agreement is finalised and you have accepted the offer, you will need to set up an account with the individual lender. It is then between the lender and yourselves to manage direct debit amounts, extra payments and general maintenance of your account.
Zopa Limited’s registered address is 90 Fetter Lane, London EC4A 1EN. For more information about Zopa please go to www.zopa.com
Vanquis Bank Limited’s registered address is No.1 Godwin Street, Bradford, Yorkshire BD1 2SU. For more information about Vanquis Bank please go to www.vanquis.co.uk
Amigo Loans Limited’s registered address isWalton House, 56 – 58 Richmond Hill, Bournemouth, BH2 6EX. For more information about Amigo Loans please go to www.amigoloans.co.uk
For more information about Omni Retail Capital Finance 10 Norwich Street, London, EC4A 1BD please go to www.omnicapitalretailfinance.co.uk